by admin on March 14, 2011
This article will quickly explain how to get the best motorcycle insurance rates. It explains in plain English, what you need to know before you start shopping for motorcycle insurance.
Quick Tip: The first company you should check with for motorcycle insurance is your car or home or life insurance company because they usually give discounts for current customers.
Best Motorcycle Insurance Companies with free online quotes
To get online quotes, you really have 2 major choices: Geico and Progressive.
Geico is known for their outstanding customer service. If you win into an accident, expect an agent to show up with a laptop the same day or at least the next day.
Progressive also is known for good customer service. When choosing between Geico or Progressive for motorcycle insurance, go with the better rate. You can expect both companies to seize good care of you.
If you’re happy with the online motorcycle insurance rate, then go with the one you like. You’ll be done.
However, you can sometimes save money by calling a local insurance broker. They can find less well-known companies that offer lower rates (because they don’t advertise like Geico and Progressive). Simply check your phone book (or go to superpages.com), and look for “Insurance Broker” or “Brokers: Insurance”.
Understanding Motorcycle Insurance
Very often you will come across a set of three numbers like this: 20/50/25. Here’s what those motorcycle insurance numbers mean.
Bodily Injury/Property Damage/Personal Injury (in $1000′s)
1. Bodily Injury – If you hurt someone else. Your motorcycle insurance will cover their medical bills, lost wages, and damage and suffering for that amount.
2. Property Pain – If you crash into someone’s property (car, bike, house, etc), this is how much your motorcycle insurance will pay to repair it.
3. Personal Injury Protection – This is for you. If you get hurt, this is the part that gets you back on your feet.
Ironically, most insurance has higher coverage for property than people. Perhaps the bean counters don’t consider people that valuable.
Simple Example
20/50/25
Them/Their Property/You
Your motorcycle insurace will veil their injuries up to $20,000. It covers their property up to $50,000. And, it covers your injuries up to $25,000.
How noteworthy can I expect to pay?
Here are the big factors affecting how much motorcycle insurance costs.
Your Age: Motorcyclists 25+ accumulate better rates, under 25 get higher
Engine Size: A 600cc engine has higher motorcylce insurance than a 250cc engine
Bike Type: Sports bikes (like the Ninja) cost more
The Bike’s Cost: A brand new bike will cost more than a aged bike
Your driving record: If you have a history of accidents, your rate will be higher
Your experience: If you’re new to riding motorcycles, your insurance will be higher
Garage or Outside: If you keep it in a garage, your rate will be lower
So, that should set you up to know the basics of getting the best motorcycle insurance rate. Check out the websites below for more information on getting the best motorcycle insurance.
Resources:
Motorcycle Insurance minimums by State
Factors Affecting your Motorcycle Insurance Rates
Geico’s Motorcycle Insurance Website
Progressive’s Motorcycle Insurance Website
by admin on February 26, 2011
This is a list of companies that hire telecommuters (for remote or virtual jobs) and companies that have hired telecommuters in the past – both as freelance telecommuters and remote workers as well as regular virtual employees.
When visiting the company websites, search for current job openings with the keywords “telecommuting”, “remote”, “home”, and “virtual”. Note that not all these companies are hiring telecommuters or remote workers at the moment and vacancies change often.
Aetna Life Insurance – http://www.aetna.com
Allegiance Health Care- http://www.baxter.com
AG Communication – http://www.agcs.com
Air Products and Chemicals, Inc. – http://www.airproducts.com
American Airlines – http://www.aa.com
American Direct – http://www.americanexpress.com
Ameritech – http://www.ameritech.com
Allergan – http://www.allergan.com
Allstate Insurance – http://www.allstate.com
Apple Computer – http://www.apple.com
Arbitron Ratings Inc. – http://www.arbitron.com/jobs/home.htm
Art & Logic – http://www.artlogic.com
AT&T – http://www.att.com/employment/cpa.html
Bank of America – http://www.bofa.com/batoday/batoday.html
Banker’s Trust – http://www.bankerstrust.com
Baxter Healthcare – http://www.baxter.com
Bell South – http://www.bellsouth.com
Beneficial Corporation – http://www.beneficial.com
Berlitz Translation Services – http://www.berlitz.com
Blue Cross/Blue Shield – http://www.bluecross.com
CFW Communications – http://www.cfw.com
Chevron – http://www.chevron.com
CIGNA – http://www.cigna.com
Cincinnati Bell – http://www.cinbelltel.com
CISCO Systems, Inc. – http://www.cisco.com
Citibank – http://www.citibank.com
Compaq Computer Corporation – http://www.compaq.com
Computer Curriculum Corp. – http://www.cccnet.com (Email: jobs@cccnet.com)
Connext Inc. – http://www.connext.com
Creative Freelance -http://www.freelancers.com
Creative Labs – http://www.soundblaster.com – Engineers.
Creative Freelancers- http://www.freelancers.com/
Dell Computer – http://www.dell.com
Diamond Multimedia Systems, Inc. – http://www.diamondmm.com – Software engineers, technical serve, marketing and sales.
Digital Equipment Corporation – http://www.digital.com
Digital News – http://www.digitalnews.com
Digital Origin Inc.- http://www.digitalorigin.com
DSP TEchnology, Inc. – http://www.dspt.com – Software and application engineers.
DuPont – http://www.dupont.com
Ernest & Young, L.L.P. – http://www.ey.com
Eastman Kodak Company – http://www.kodak.com
EasyCom – http://www.easycom.com
Edify Corp. – http://www.edify.com -
Electronics for Imaging, Inc. – http://www.efi.com – Web developers and QA.
En Pointe Technologies – http://www.enpointe.com – Sales staff.
Equitable Life Assurance – http://www.equitable.com
Fannie Mae – http://www.fanniemae.com
Farallon Computing – http://www.farallon.com
The Federal Government – http://www.jobsingovernment.com
Gannett – http://www.gannett.com
GEICO – http://www.geico.com – They offer telecommuting and other flexible schedules.
General Electic Nuclear Energy – http://www.ge.com – Primarily looking for Engineers.
GTE – http://www.gte.com
GE Plastics- http://www.ge.com
Globalink Language Services http://www.lhsl.com/jobs/
Gymboree Corp. – Job Hotline 1-800-222-7758.
Hewlett-Packard – http://www.hp.com Software and hardware design engineers, manufacturing engineers, product marketing, sales development, finance and human resource professionals.
Hello Direct, Inc. – http://www.hello-direct.com
Honeywell – http://www.honeywell.com
Hughes Aircraft – http://www.hughes.com
Hypermedia Group, Inc. – http://www.hmg.com
IBM – http://www.ibm.com – programmers, user-centered design programmers, technical and customer service support., IBM also uses the services of contractors on a regular basis.
Inktomi Corp. – http://www.inktomi.com – Computer engineers.
Inprise – formerly Borland Inc.
/gi/dynamic/offsite.htm? site http://www.inprise.com/about/
Insignia Solutions, Inc. – http://www.insignia.com – Technical support, sales and customer service.
Intel – http://www.intel.com – Engineers.
Intellicorp, Inc. – http://www.intellicorp.com – SAP consultants.
Interactive Systems – http://www.interactivesystems.com
Intracorp – http://www.intracorp.com
JCPenney – http://www.jcpenney.com
Jet Propulsion Laboratory – http://www.jpl.nasa.gov/hrext/employment/
John Hancock Insurance – http://www.johnhancock.com
Johnson & Company – http://joandco.com/about/helpWanted.html
Journal Graphics – http://www.journalgraphics.com/Jobs/Current.htm
Knight-Ridder Information, Inc. – http://www.krinfo.com -
San Jose Mercury News – http://www.sjmercury.com -
LAM Research Corp. – http://www.lamrc.com -
Lanier Worldwide Inc.- http://www.lanier.com
Lawrence Livermore National Laboratory – http://www.llnl.gov – Computer engineers and optical electrical engineers.
LINK Resources Corporation – http://www.linkresources.com
Lucent Technologies- http://www.lucent.com/work/culture.html
Lumisys, Inc. – http://www.lumisys.com
Macromedia Inc. – http://www.macromedia.com
MacWEEK – http://www.zdnet.com
Maxtor Corp. – http://www.maxtor.com
McGraw Hill – http://www.mcgraw-hill.com
Meridian Data, Inc. – http://www.meridian-data.com
Merrill Lynch – http://www.ml.com/
Microsoft Corp. – http://www.microsoft.com
Molecular Devices Corp. – http://www.moldev.com
National Association of Insurance Commissioners – http://www.naic.com -
NEC Electronics, Inc. – http://www.nec.com – Telecommuting program handled on a case by case basis.
Netframe Systems, Inc. – http://www.netframe.com – They are looking for hardware and software engineers.
Netscape Communications Corp. – http://www.netscape.com The jobs hotline is 1-415-937-2783.
NewsBank – http://www.newsbank.com/
Newsbytes News Service – http://www.newsbytes.com/
Nike – http://www.nike.com
Nortel (Northern Telecom) – http://www.nortel.com/
Oacis Healthcare Systems – http://www.oacis.com – They are looking for
software development, clinical system and applications engineers.
Oak Technology, Inc. – http://www.oaktech.com – IC design and software
engineers.
Octel Communications Corp. – http://www.octel.com
Oracle Corp. – http://www.oracle.com
The Olsten Corporation – http://www.olsten.com/employ/index.html
Ortho-McNeil Pharmaceutical http://www.oracle.com
Pacific Bell – http://www.sbc.com
PC Week – http://www.zdnet.com
Peoplesoft, Inc. – http://www.peoplesoft.com – Software developers, support, consulting and trainers
Prime Computer Systems: http://www.primecomputer.net
Philips C&P Division – http://www.philips.com
Quantum Corp. – http://www.quantum.com
Quintus Corp. – http://www.quintus.com – Looking for quality assurance
engineers, professional services consultants and technical support engineers.
Radius, Inc. – http://www.radius.com
The RAND Corporation: http://www.rand.com/careers/
Raytheon Systems – http://www.raytheon.com/rsc -
Remedy Corp. – http://www.remedy.com
Rockwell International Corporation – http://www.rockwell.com/jobs
Santa Cruz Operation, Inc. – http://www.sco.com
Sears, Roebuck & Co. – http://www.sears.com
The Seattle Times- http://www.seattletimes.com/
SEEQ Technology, Inc. – http://www.seeq.com -
Siemens Business Communication Systems, Inc. – http://www.siemens.com -
Sprint – http://www.sprint.com
Sun Microsystems – http://www.sun.com
Symantec Corp. – http://www.symantec.com
Tab Products Co. – http://www.tabproducts.com
Texas Instruments – http://www.ti.com
UMI/Data Courier – http://www.umi.com
Unigroup Inc. – http://www.unigroup.com
United Press International – http://www.upi.com
Vanstar Corporation – www.skillnet.skillset.com/inacom
Verifone, Inc. – http://www.verifone.com
Verizon formerly Bell Atlantic – http://www.verizon.com
VirtualStaff – http://www.virtualstaff.com
Xerox – http://www.zerox.com
Xyratex- http://www.xyratex.com
Zitel Corp. – http://www.zitel.com
